AFLAC'S insurance policies give you the option of receiving cash benefits directly, unless assigned, that you can use to help cover:

• Leftover medical expenses like copayments and deductibles (including those for prescription drugs).
• Nonmedical costs like travel to and from special treatment centers, food and lodging while you're away, long-distance phone calls, child care, household help, home care, etc.
• Everyday living expenses like mortgage or rent payments, car notes, grocery and utility bills.
• Loss of income when one - or both - paychecks stop, if the healthy spouse has to miss work to care for the recuperating partner.

All of our policies and services are designed to:

• Help fill gaps in coverage.
• Provide a choice of plans to fit individual needs.
• Pay benefits regardless of any other insurance you have.
• Give you control over how the money is spent.
• Be portable and guaranteed - renewable

For more information on policy benefits, costs, and limitations - and how AFLAC can provide an extra edge in financial security contact  www.aflac.com, or the local agent

Laura E. McCally     phone   (269) 649-9624   or  laura_mccally@us.aflac.com.

You will be eligible for credit union group rates and direct withdrawal from your credit union account to make the payments for your premiums.