Rates

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Rates

Loans| Savings| Certificates

LOANS	Rate	APR*	Term
*NEW* *CARS 2008,2009*	*5.40%*	*5.40%*	*84 OR* *LESS*	*Calculator*
*NEW* *HYBRID CARS*	*4.90%*	*4.90%*	*84 OR* *LESS*	*Calculator*
*SPECIAL* *NEW CARS*	*4.90%*	*4.90%*	36	*Calculator*
*USED* *CARS*	5.40%	5.40%	60	*Calculator*
New Recreational	6.00%	*6.00%*	60	*Calculator*
Used Recreational	*7.27%*	*7.27%*	60	*Calculator*
Home Equity	*5.50%*	5.50%	n/a	*Calculator*
Home Improvement	*7.00%*	*7.00%*	60	*Calculator*
Consumer Loans	*10.0%*	*10.0%*	12	*Calculator*
Visa Platinum Credit Card	7.99%	7.99%	n/a	*Calculator*
Visa Clasic Credit Card	*9.99%*	*9.99%*	*n/a*	*Calculator*
Share Secure	*5.00%*	*5.00%*	*n/a*	*Calculator*

Savings	Dividend Rate	APY*	Term	Minimum Balance	Minimum Deposit
Regular Passbook	0.25%	0.26%	3	$25.00	$25.00
X-Mas Club	0.25%	0.26%	3	$25.00	$25.00
Funds Manager	.50%	.51%	3	$2000	$2000-$4,999
Funds Manager	.75%	.77%	3	$5000	$5,000 and up
Special Savings	.85%	.87%	3	$5,000	$5,000

*APY = Annual Percentage Yield
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Certificates	Dividend Rate	APY*	Term	Minimum Balance	Minimum Deposit
*12 month Certificate*	1.75%	1.77%	12	$1,000	$1,000
*6 Month Certificate*	1.50%	1.52%	6	$1,000	$1,000

*APY = Annual Percentage Yield
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*APR = Annual Percentage Rate
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Rates effective 11/21/2008. Rates subject to change. Mortgage rates at the Mortgage Center.

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