Checks and Share Drafts have become commonplace in modern life.

Checks and Share Drafts are identical in nature and purpose.  They are both negotiable instruments– that is, financial documents that represent cash and can be converted into cash upon demand.  In other words, they are as good and as valuable as cash; a safe, easy, accurate way to transfer money from one party to another. 

Ad_checking4The St Joseph Valley Community Federal Credit Union 

Checking Account not only allows you to use a paper document to pay for bills or consumer goods, but also has the ability to allow you to use the money in your checking account with the use of a VISA Check Card.  Your Visa Check Card allows you to make easy purchases anywhere that Visa is accepted and you do not need to write a check.  Paperless checking accounts are available today at your credit union.