Checking Account

  • Members under the age of 18 must have a parent or legal guardian as a joint owner on an account.
  • Credit Union has the right to request credit information from the local credit reporting agency to reject opening a new account.
  • Only share drafts approved by the Credit Union may be used to make withdrawals from this Account. You may also make transactions with your STAR / VISA Debit Card.
  • All non-cash payments received in this Account will be credited subject to final payment of such items.
  • The Credit Union is under no obligation to pay a share draft that exceeds the fully paid and collected share balance in this Account.
  • When paid, share drafts become the property of the Credit Union and will not be returned either with the periodic statement of this Account or otherwise.  Copies of such drafts will be provided, if requested, and the Credit Union may charge a fee for providing such copies. 
  • Upon closing an account you must return all unused drafts to the Credit Union.  (Do not destroy the drafts yourself.)  If this procedure is not followed a fee will be levied.
  • Checking Accounts receive monthly statements.
  • Check designs are available through the Liberty Check Printing company.  Prices vary according to the design.