An UNSECURED loan or SIGNATURE loan can be granted on a wide variety of terms. Maximum limits will vary depending on credit worthiness and debt load.
The Interest rate is determined by the length of time desired to pay the loan back and quality of credit score. Longer length of payback the higher the interest rate. Shorter term-lower the interest rate. Loans can be done for a closed number of months or an open end agreement that requires a smaller minimum monthly payment. Rates Page.