CLASSIC OR PLATINUM VISA CREDIT CARDS
- No Annual Fee
- 25 Day Grace Period before interest accrues.
- Monthly Payments 3% of Balance or $25 (Whichever is greater.)
- World wide Acceptance at Locations for Visa.
- Credit life & Credit Disability Insurance Protection Available.
- Cash Advances available.
- Low…Low…Annual Finance Rate.
- The annual percentage rate will not exceed 18% regardless of increases in the prime rate. All VISA accounts will be subject to a uniform annual percentage rate.Credit Limits: The maximum limit on a VISA Credit Card account shall be $10,000. The minimum limit on a VISA credit card account shall be $500.
- Requirements for Submitting a Loan Application
- Applicant must be a member of the credit union and have an account in good standing.
- Applicant must complete an application in detail. An updated application may be required annually or at the time an increase in credit limit is requested.
- Applicant must have a minimum of 6 months of employment at the current job to be eligible.
- Applicant must furnish evidence of amount of income from the most recent pay period. Pay check, or wage statement.Self-employment of any individual applying for a loan requires additional information. Verification of profit and loss statement for the business for the previous 3 years is required.
- Applicant may be required to furnish a Co-maker.
- Records of unpaid collections or unpaid legal civil suits shall be grounds for refusal.
- International Transaction Fee…1%
- Late Payment Fee……………….$25
- Over-the-Credit Limit Fee…….$25
More details listed under rates page.