Mortgage Loans

For many Americans, owning their own home is the American DreamIf  home ownership is your dream too, it can become a reality. 


St. Joseph Valley Community Federal Credit Union has teamed with Mortgage Center to bring you a full range of mortgage products.  Whether you’re a first-time buyer, building a new home, moving up, refinancing your existing home or have less than perfect credit, Mortgage Center is working for your best interest.

Mortgage Center offers…

  • First Time Home Buyer
  • New Construction Loans
  • Refinancing
  • Purchasing
  • Second Saver – No PMI Option
  • Zero & Flexible Down Payment Options
  • 10, 15, 20, 30 & 40 Year Fixed Rates
  • Balloons
  • Interest Only
  • Paying off land Contracts
  • Adjustable Rates
  • FREE Pre-Qualifications   & Pre-Approvals 
  • Formal Mortgage approvals over the telephone

Through the partnership with our Mortgage Center, we will offer you the best rates and products around.  Let us be your   “LENDER FOR LIFE”. 

Rates are subject to change each day, so please visit our Mortgage Center web sitefor current information and to apply for your mortgage online.  Or you can call the Mortgage Center at 888-562-6865, Monday through Wednesday from 8:30 A.M. to 6:30 P.M., and Thursday and Friday from 8:30 A.M. until 5 P.M.

Want an estimate on how much of a mortgage you can affored?  Go to our Mortgage Calculator.